2027 Federal and Bank Holidays: Observed Dates

Every federal holiday in 2027

Federal holidays 2027, observed dates and bank closures
Holiday	Date	Federal day off	Banks
New Year's DayJanuary 1	Jan 1, 2027Fridayin 2 months	Jan 1, 2027Friday	Closed Jan 1, 2027
Birthday of Martin Luther King, Jr.Martin Luther King Jr. DayThird Monday in January	Jan 18, 2027Mondayin 2 months	Jan 18, 2027Monday	Closed Jan 18, 2027
Washington's BirthdayPresidents' DayThird Monday in February	Feb 15, 2027Mondayin 3 months	Feb 15, 2027Monday	Closed Feb 15, 2027
Memorial DayLast Monday in May	May 31, 2027Mondayin 7 months	May 31, 2027Monday	Closed May 31, 2027
Juneteenth National Independence DayJuneteenthJune 19	Jun 19, 2027Saturdayin 7 months	Jun 18, 2027Friday	Open. A Saturday holiday closes nothing; the Friday before is a banking day.
Independence DayFourth of JulyJuly 4	Jul 4, 2027Sundayin 8 months	Jul 5, 2027Monday	Closed Jul 5, 2027
Labor DayFirst Monday in September	Sep 6, 2027Mondayin 10 months	Sep 6, 2027Monday	Closed Sep 6, 2027
Columbus DayIndigenous Peoples' Day in some statesSecond Monday in October	Oct 11, 2027Mondayin 11 months	Oct 11, 2027Monday	Closed Oct 11, 2027
Veterans DayNovember 11	Nov 11, 2027Thursdayin 1 year	Nov 11, 2027Thursday	Closed Nov 11, 2027
Thanksgiving DayThanksgivingFourth Thursday in November	Nov 25, 2027Thursdayin 1 year	Nov 25, 2027Thursday	Closed Nov 25, 2027
Christmas DayChristmasDecember 25	Dec 25, 2027Saturdayin 1 year	Dec 24, 2027Friday	Open. A Saturday holiday closes nothing; the Friday before is a banking day.

Also in 2027: New Year's Day 2028 falls on a Saturday, so federal employees are off Friday, December 31, 2027. The banks are open that day.

Sources: OPM federal holidays and Federal Reserve holiday schedule. Checked monthly. The dates are computed from 5 U.S.C. 6103 and match both schedules. An executive order can add a one-off day off for federal employees; the monthly check watches OPM for that.

2027 calendar

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Bank holiday or federal day off

January 2027

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February 2027

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March 2027

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April 2027

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May 2027

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June 2027

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July 2027

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August 2027

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September 2027

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October 2027

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November 2027

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December 2027

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Questions

How many federal holidays are there in 2027?

11 by law. Federal employees are off 12 days in 2027, counting observed days, and the banks close on 9 days.

Are banks closed when a holiday falls on a Saturday?

No. The Federal Reserve Banks stay open on the Friday before a Saturday holiday, so direct deposits settle and paydays on that Friday do not move. When a holiday falls on a Sunday, the banks close on Monday.

Does a bank holiday delay my paycheck?

Most employers pay the business day before a bank holiday, so the money arrives early rather than late. DFAS and the Social Security Administration always pay early.

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Federal holidays 2026Federal holidays 2027Federal holidays 2028