Holidays that move paydays
2027 Federal Holidays and Bank Holidays
There are 11 federal holidays in 2027. Federal employees get 12 days off in 2027 under OPM's rule, and the Federal Reserve Banks close on 9 days. They differ because a Saturday holiday gives federal employees the Friday off while the banks stay open: Friday, June 18, 2027 (Juneteenth National Independence Day), Friday, December 24, 2027 (Christmas Day), Friday, December 31, 2027 (New Year's Day).
Every federal holiday in 2027
| Holiday | Date | Federal day off | Banks |
|---|---|---|---|
| New Year's DayJanuary 1 | Friday | Friday | Closed |
| Birthday of Martin Luther King, Jr.Martin Luther King Jr. DayThird Monday in January | Monday | Monday | Closed |
| Washington's BirthdayPresidents' DayThird Monday in February | Monday | Monday | Closed |
| Memorial DayLast Monday in May | Monday | Monday | Closed |
| Juneteenth National Independence DayJuneteenthJune 19 | Saturday | Friday | Open. A Saturday holiday closes nothing; the Friday before is a banking day. |
| Independence DayFourth of JulyJuly 4 | Sunday | Monday | Closed |
| Labor DayFirst Monday in September | Monday | Monday | Closed |
| Columbus DayIndigenous Peoples' Day in some statesSecond Monday in October | Monday | Monday | Closed |
| Veterans DayNovember 11 | Thursday | Thursday | Closed |
| Thanksgiving DayThanksgivingFourth Thursday in November | Thursday | Thursday | Closed |
| Christmas DayChristmasDecember 25 | Saturday | Friday | Open. A Saturday holiday closes nothing; the Friday before is a banking day. |
Also in 2027: New Year's Day 2028 falls on a Saturday, so federal employees are off Friday, December 31, 2027. The banks are open that day.
Sources: OPM federal holidays and Federal Reserve holiday schedule. Checked weekly. The dates are computed from 5 U.S.C. 6103 and match both schedules. An executive order can add a one-off day off for federal employees; the weekly check watches OPM for that.
2027 calendar
- Bank holiday or federal day off
January 2027
TodayFebruary 2027
TodayMarch 2027
TodayApril 2027
TodayMay 2027
TodayJune 2027
TodayJuly 2027
TodayAugust 2027
TodaySeptember 2027
TodayOctober 2027
TodayNovember 2027
TodayDecember 2027
TodayComputed schedules for planning. Your employer's payroll calendar is the final word.
Questions
How many federal holidays are there in 2027?
11 by law. Federal employees are off 12 days in 2027, counting observed days, and the banks close on 9 days.
Are banks closed when a holiday falls on a Saturday?
No. The Federal Reserve Banks stay open on the Friday before a Saturday holiday, so direct deposits settle and paydays on that Friday do not move. When a holiday falls on a Sunday, the banks close on Monday.
Does a bank holiday delay my paycheck?
Most employers pay the business day before a bank holiday, so the money arrives early rather than late. DFAS and the Social Security Administration always pay early.