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2026 Federal Holidays and Bank Holidays

There are 11 federal holidays in 2026. Federal employees get 11 days off in 2026 under OPM's rule, and the Federal Reserve Banks close on 10 days. They differ because a Saturday holiday gives federal employees the Friday off while the banks stay open: Friday, July 3, 2026 (Independence Day).

Today11 holidays by law: 11 federal days off in 2026, banks closed on 10.

Every federal holiday in 2026

Federal holidays 2026, observed dates and bank closures
HolidayDateFederal day offBanks
Coming up
Veterans DayNovember 11Wednesdayin 2 weeksWednesdayClosed
Thanksgiving DayThanksgivingFourth Thursday in NovemberThursdayin 4 weeksThursdayClosed
Christmas DayChristmasDecember 25Fridayin 8 weeksFridayClosed
Earlier
Columbus DayIndigenous Peoples' Day in some statesSecond Monday in OctoberMonday2 weeks agoMondayClosed
Labor DayFirst Monday in SeptemberMonday7 weeks agoMondayClosed
Independence DayFourth of JulyJuly 4Saturday3 months agoFridayOpen. A Saturday holiday closes nothing; the Friday before is a banking day.
Juneteenth National Independence DayJuneteenthJune 19Friday4 months agoFridayClosed
Memorial DayLast Monday in MayMonday5 months agoMondayClosed
Washington's BirthdayPresidents' DayThird Monday in FebruaryMonday8 months agoMondayClosed
Birthday of Martin Luther King, Jr.Martin Luther King Jr. DayThird Monday in JanuaryMonday9 months agoMondayClosed
New Year's DayJanuary 1Thursday9 months agoThursdayClosed

Sources: OPM federal holidays and Federal Reserve holiday schedule. Checked monthly. The dates are computed from 5 U.S.C. 6103 and match both schedules. An executive order can add a one-off day off for federal employees; the monthly check watches OPM for that.

2026 calendar

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  • Bank holiday or federal day off

January

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February

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March

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April

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May

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June

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July

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August

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September

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October

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November

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December

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Computed schedules for planning. Your employer's payroll calendar is the final word.

Questions

How many federal holidays are there in 2026?

11 by law. Federal employees are off 11 days in 2026, counting observed days, and the banks close on 10 days.

Are banks closed when a holiday falls on a Saturday?

No. The Federal Reserve Banks stay open on the Friday before a Saturday holiday, so direct deposits settle and paydays on that Friday do not move. When a holiday falls on a Sunday, the banks close on Monday.

Does a bank holiday delay my paycheck?

Most employers pay the business day before a bank holiday, so the money arrives early rather than late. DFAS and the Social Security Administration always pay early.

More calendars

Federal holidays 2026Federal holidays 2027Federal holidays 2028